Follow these simple 8 steps in the event of an auto accident to ensure your physical and legal safety.
#1 STAY SAFE
Remain calm. Stop safely. Turn Emergency lights on.
#2 DON'T APOLOGIZE
An apology can imply fault. Never admit fault. If you have to say something, ask "are you okay?"
#3 CONTACT AUTHORITIES
Call the police immediately and call an ambulance if people are injured. Notify your supervisor if you are driving a company vehicle.
#4 GET WITNESSES
Complete witness information. what, when, where and other vehicle and driver information.
#5 PROVIDE CONTACT INFO
Show your drivers license and registration. Get contact information for other driver(s).
#6 RECORD THE FACTS
Write down facts about accident: what, when, where and other vehicle and driver(s) information.
#7 RELEASE FROM OTHER DRIVER
If other driver(s) agree you are not at fault, ask them to sign a release. Click here for RELEASE FORM
#8 NOTIFY INSURANCE COMPANY
Contact your insurance company and report the accident immediately.
DO & DON'T
•Report the accident to the Department of Motor Vehicles as soon as possible.
•Write a complete description of the accident while its fresh in your mind.
•Have even minor damaged fixed. Letting your car go unrepaired can cost you in the long run.
•Never discuss accident details with anyone other then police and insurance company.
•Never agree to phone recording or give signed statement to other drivers claims adjustor/insurance company.
•Don't be fooled by a lower estimate. You have the right to choose the body shop. Don't sign release until every detail is repaired to your satisfaction.
•Never allow your car to be towed to a repair shop you are not familiar with. Don't authorize repairs by signing a tow release unless you have decided to have your car repaired by the shop its being towed to.
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